How liway works
A worked example, end to end. The formula, the verdicts, and the receipt. No spreadsheets, no jargon.
Drag the sliders. The number you see is the same one your real account would show.
A few words you'll see
You'll hear us use these words around here. They're close cousins, not jargon. Here's what each one means.
the app
Pronounced like “leeway.” That's deliberate. The word inspired the name.
the number we compute
Your dollar amount of safe-to-spend room before payday. The headline number on every screen of the app.
the everyday word for it
“How much room do I have?” is what most people actually ask. We use both words on purpose. Pick whichever feels natural.
How we figure it out
We take what's actually in your account and subtract what's already promised: bills, autopays, the things you can't easily change. The number that's left is yours to spend, without surprises.
Three states
liway doesn't grade you or score you. It just tells you where your cycle stands. So you can decide what to do, not feel judged.
The cycle ends well above zero. Spend with confidence. Check back tomorrow.
Bills are paid; the buffer is thin. Big discretionary purchases can wait until payday.
You won't make it without a move. liway shows the day balance hits zero, so you can act before the bank does.
Why this matters
$1,464
"You have $1,464 in checking."
True, but it doesn't tell you whether dinner tonight is fine, because it doesn't account for what's already on its way out.
$1,184
"That's your real headroom."
The $280 autopay is already set aside, so you can spend the full $1,184 without overdrafting. The math is the receipt.
Free to start · No credit card
Connect a bank in two minutes, or try with sample data first. Your real number, every time you open the app.
